Buyers
Working with a buyer for the first time or the 10th? No two mortgages are the same and even if you buyer has purchased before, guidelines have changes and so have the conditions to close the loan.
Owners
With lower rates over the last years, the refinance business has been overwhelming. Having more time to follow up with past clients can only mean more business in the future.
Investors
Investors are buying more homes and doing more rehab with hard money loans that need to be refinanced into perm financing.